Commercial Insurance
General Liability.
Your business faces liabilities throughout the year. To protect your assets, it is important to carry adequate business liability insurance. General liability insurance, also known as Commercial General Liability (CGL). Protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property.
Business Packages.
General Liability and Property Package policy includes general liability insurance to cover your commercial liability and property insurance for physical assets such as contents that are leased or owned. The package insurance policy may also cover loss of business income and extra expenses resulting from an insured peril.
Worker’s Comp.
Workers’ Comp is required coverage for businesses with employees. It protects both the employee and the business in case of an accident, illness, or even death that occurs while working or in work-related activities. Workers’ Comp was created to ensure workers would be taken care of without bankrupting the employer. The coverage is considered “no-fault” to reduce the costs associated with assigning blame and paying for medical expenses, covering lost income, and supporting the dependents of employees who are hurt or killed due to workplace accidents.
Homeowner’s.
As one of Florida’s leading independent insurance brokers, we have the ability to shop multiple carriers nationwide, in order to get you the best possible Florida homeowner’s insurance at the most competitive rates. Homeowner’s insurance including windstorm is one of the most important forms of personal insurance and is particularly important in the state of Florida. There is nothing more important than your home, so it’s vital to be prepared.
Condo.
As hurricanes are a natural part of the Floridian lifestyle, the state requires condominium owners to carry special assessment loss coverage. After any damages from a hurricane or other natural disaster, the condominium’s master policy will cover a loss. However, if the damages exceed the coverage available in the building insurance policy, the association may seek a shared portion of the coverage from individual unit owners that the underlying association insurance was unable to cover.
Boiler & Machinery.
Boiler and machinery insurance refers to the insurance of machines. Boiler insurance is not applicable only to boilers, but any machine that generates electrical power, for example, generators, motors etc. Boiler and machinery insurance includes the damage to not just the machine, but also to the surrounding area through explosions, fire etc.